Serving Northern Ohio
Plain-language answers about Medicare and health insurance — from a Northern Ohio agent who’ll actually pick up the phone.
Barb Frank is continuing 10 years of trusted Medicare guidance from this office, with the same focus on clear answers and no pressure.
Free · Open to everyone
Medicare 101 seminars — two free sessions every month
The basics, explained in plain English. No sales pitch, no obligation — just bring your questions.
- Afternoon sessionLate afternoon · time TBD
- Evening sessionEvening · time TBD
Location TBD — Northern Ohio
Get a seminar reminder
We'll email you before the next free Medicare 101 session, with the date, time, and how to attend.
- Licensed in Ohio
- Continuing 10 years of service
- Serving Northern Ohio
- No cost to you to talk
What I help with
Every line of coverage, explained the same way: what it is, when it matters, and what to watch for.
Medicare
Original, Advantage, Supplement, Part D, Extra Help, and the windows that govern when you can change them.
Learn moreLife & Final Expense
Term, whole life, and final-expense coverage — the protection that keeps a mortgage paid and a family steady, explained without sales pressure.
Learn moreHealth Insurance
Marketplace health plans (ACA / Obamacare), short-term coverage, and high-deductible plan advice for Ohioans under 65.
Learn moreSupplemental & Gap
Cancer, critical illness, accident, hospital confinement, and disability — the coverage that fills what main insurance leaves out.
Learn moreDental
Stand-alone dental coverage and how to think about it alongside Medicare or an employer plan.
Learn moreVision
Stand-alone vision coverage — exams, frames, lenses, and contacts — and how it fits alongside Medicare or a dental plan.
Learn moreLong-Term Care
Worth looking into mainly while you're under 50, when it's still affordable and you can qualify. We'll tell you honestly whether it makes sense for you.
Learn moreStart here
Three of the most-read answers from this office. The full library lives in Learn.
About Barb
Continuing the work of Zajac Agency — same office, same care, fresh perspective.
When Nancy Zajac built this practice over the last decade, she did it one honest conversation at a time. Barb is taking the baton with the same approach: answer the question, explain the trade-offs, and only sign the paperwork when it’s genuinely the right fit.
Read Barb’s storyLocal Trust
Backed by 10 years of Medicare answers from this office, now serving Northern Ohio.
Membership and accreditation in progress — badges go live as they’re confirmed.
Ready to talk through your situation?
Pick a time that works. It’s a real conversation, not a sales pitch, and there’s no cost to you.
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